It’s only the beginning

For the past 6 months or so, I’ve read a lot of finance books and blogs. There is so much I’ve learned financially that I wish I would have known 10 years ago. Maybe if I would have stuck with my initial career path then I would know this. I’ve always had a love for numbers.. but as I get older and we don’t deal with numbers a whole lot as a floor nurse, I think I’m losing some of the basic math skills that I could easily just do in my head before. Now my husband is the one always answering me when I ask how much this or that is? He is always giving me crap when it comes to leaving a tip! It’s like my brain can’t even add or move a decimal anymore, which makes me sad. I’m not really sure how I went from wanting to do anything with numbers because it’s always come so easily to me and been something I enjoyed, to being a nurse. One of the hospitals I work at is really big on knowing your “Why?”, such as “why” are you here and do what you do? Sometimes I feel like I don’t even have an answer. Like I honestly have no idea, because I would much rather be sitting in an office right now number crunching than wiping butts and taking care of mean, ungrateful people. I’m not saying nursing and the people are always bad, I do enjoy it half of the time and I love learning new skills, it’s just not something I’m really passionate about. It’s like the older I get I just wonder what I’ve been doing all this time? More so financially. Obviously in the last ten years I’ve gotten married, had two more kids, made a huge move to another state where we have no family at all. Went to and completed nursing school, which is not an easy thing to do. I’m not saying I haven’t accomplished anything because I have and I’m happy that I have what I do. What I am missing though is that sense of financial peace. I want to have an emergency fund and no credit card debt and more than $17,000 in our retirement accounts! I don’t want to work until I’m 70 just to live off of social security. I really don’t want to work until I’m 70 at all!

This post has definitely gotten off track from what I had originally planned on writing about. Kind of just turned into me rambling on. Haha. But one thing I do know is that I have more knowledge now, so I can start working on getting out of debt and heading in the right direction with our finances for the future. I know it will take time, but we will get there. And I like to write about it because it gives me motivation to keep going and then one day I can look back and see where we started and how much progress we have made. It is helping me to be more disciplined which is something a lot of us need. I know it’s not easy, but I don’t expect to be debt free over night. I just have to take it one day at a time, so that’s what I’m doing.

-Stefanie

Leave a Reply

Your email address will not be published. Required fields are marked *