What I Wish I Would Have Known Before Buying a House

Enjoying the backyard!
Excited to have our own backyard!

I grew up in a household where the only thing said about money was, “we don’t have any money”. We were poor. Maybe we weren’t. I think my parents made decent money, they just didn’t manage it well. We were always moving. It’s been awhile since I have thought about it, but I think I lived in ten different houses with my parents by the time I was 18.

Owning a home was something I rarely thought about. Honestly, I probably would have been headed down the same path as my parents had I not met J.C.. I had rented 4 places by the time J.C. and I got together when I was 22 and already had a decent amount of debt. J.C. had just closed on his house shortly after we had gotten together and that’s where we lived for the next 6 years. We’ve only rented one apartment and that was for 6 months when we moved to Texas. Continue reading “What I Wish I Would Have Known Before Buying a House”

February Expenses


It’s that time again! February is over, so it is time for the February expenses. I wanted to get Februarys posted before April, so I sat down and got it finished much sooner than I did Januarys. The numbers came out a little better this time, but we still aren’t where I would like to be. I know we are only 3 months into this journey, so there is still plenty of time for improvements! Continue reading “February Expenses”

January Expenses

One thing that I haven’t done since I’ve started on my journey to a better financial future is actually sit down and figure out where all my money is going every month. Obviously I know I’m paying bills, buying gas, groceries, and eating out occasionally. But I wanted to see exactly how much was going where. I kind of wish I hadn’t done it because I was a bit disappointed in our January expenses. Especially when compared to our January income! That explains why our credit card debt was going up. Which I know it had been in October through December since I wasn’t working as much. January I started a new job so I still didn’t have my full 36 hours in weekly like I normally would. So it definitely has been a rough few months. I was just blown away by how much we spent on stuff we didn’t need! Continue reading “January Expenses”